Is your partner hiding money from you? 8-question test

Why do you hide money from your partner? (Select a maximum of 5 options)a. To pay credit cards, debts, etc. that my partner doesn't know aboutb. For my children's future (e.g. their first home)c. To protect my financial independenced. To be able to surprise myself or shop when I want. To buy a gift for my partnerf. To be safe if my relationship endsg. To not feel trappedh. For a vacation. To help my family or friendsj. No specific reason The most common answer: 31 percent of the participants say they save money secretly for financial independence. 27 percent say they save money for a vacation.

How much do you know about your partner's finances? a. I know all about my partner's finances. b. I have a general idea, but I don't think he or she is hiding anything. c. I have a general idea, and I think he or she is hiding money from me. d. I have no idea Most common answer: 45 percent of respondents think they know all about their partner's finances.

How often do you talk to your partner about money?a. Every dayb. Two to six times a weekc. Once every two to three weeks. Once a month. Once every two to eleven monthsf. Once a yearg. Never Most common answer: More than 8 percent of respondents say they talk about money with their partner every day. About 18 percent bring up the topic about once a month. On average, couples talk about money seven times a month.

How often do you argue with your partner about money?a. Every dayb. Two to six times a weekc. Once every two to three weeks. Once a month. Once every two to eleven monthsf. Once a yearg. I never argue The most common answer: Although the most common answer is “I never argue,” the survey finds that the majority of couples argue about money at least once a year or several times a month.

If you argue, what are the most common issues you argue about? (Select at most 5)a. Income differencesb. Who contributes how much to shared expenses such as housing, vacationsc. Being too frugald. Secret accountse. Future plans (retirement, savings, etc.)f. Who spends moreg. Using credit cardsh. Being too wastefulh. No reason to arguej. Who pays for what? Excessive debt The most common answer: 31 percent of respondents think their partner spends too much. 21 percent say their partner doesn't spend enough.

How many individual (in your name only) financial accounts do you have?a. Noneb. Onec. Twod. Three or foure. Five or more Most common answer: 36 percent of respondents have two individual accounts. 29 percent have one account, while 8 percent have no individual account.

What do you think are the biggest financial red flags in relationships? (Select no more than 5)a. Late bill paymentsb. No savingsc. No expensive cars. Frequent borrowinge. Being secretive about financial mattersf. Bragging or showing off about moneyg. Gambling habith. Trying to control finances or making decisions without involving you. Bad credit historyj. Being overly frugalc. Being in excessive debtc. Buying too many luxury brands. Not having a retirement plan. No obvious red flags for me The most common answer: 47 percent of respondents consider gambling to be the biggest financial danger. Excessive debt is second at 44 percent.